Crop Insurance

MAXIMIZING RETURNS/RELIABILTY.

PER ACRE.

FARMER

  • Access to Finance at reduced risk
  • Better Resources
  • Prosperous Farmer

LENDING COMPANIES

  • Effective Credit Risk Assessment
  • Alternate Data for Lending
  • Farm score generation for Benchmarking
  • Reduced Cost of Operations
  • Post disbursal Monitoring and Audits at plot level

Challenge

  • Credit Risk Assessmentdue to lack of historical performance and risk profile
  • Information Asymmetrydue to lack of alternate data source
  • High Cost of Operationsas the lending personnel have to physically check on every farmer loan

Utility

  • CropIn provides Agri Alternate Data for quick and accurate decision-making.
  • Effective Credit Risk Assessment through Agri Alternate dataWeather Risk Prediction, Plot Benchmarking using historical analysis and Yield Prediction using satellite imagery enable effective risk assessment.
  • Plot Based Monitoring SystemProprietary machine learning algorithm built on satellite and weather data is used to give insights at plot level.
  • Loan UtilizationAccess real-time crop sowing & performance details, and track harvest cycles so that you can follow up on payments based on plot performance.
  • Operational EfficiencyReduced cost of operations through one step farmer KYC, pre-disbursal evaluation & post disbursal monitoring and audits.

Relevant product

SmartRisk
SmartFarm
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